Finance Companies

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Providing accurate information to credit bureaus: The Bureau will assess whether data auto finance corporations present to credit bureaus is accurate. The CFPB not too long ago took an enforcement action in opposition to an auto finance firm that distorted shopper credit score data by inaccurately reporting information like the consumers’ cost historical past and delinquency standing to credit bureaus. The CFPB is seeking to prevent inaccurate information from being reported in the future.

the Authority may, if it thinks it vital in the public curiosity or for the protection of the depositors or collectors of the finance company, by notice in writing to the finance company, direct the finance firm to take away the director or executive officer, as the case … Read more