Know how your car insurance premium can go up without claims

Buying an auto insurance policy is never a tedious task but when there is a renewal of auto insurance, then at times buyers end up paying a higher premium. Although the buyer has no choice but to pay up the renewal amount but many times a buyer is left with one single unanswered question.

What made the premium to go up? Even though I had not made a single claim in the past year.

There are two major reasons why the premium goes up in any auto insurance renewals

  1.  Due to the action(s) of a policyholder, despite the fact that in the past there was not a single claim made by the policyholder.
  2. Due to external factors which are not under the direct control of the buyer. 

Reasons for change in premium directly related to a buyer’s actions

  1. Violations of driving rules and regulations may increase the premium.  In the

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